Reference

Read Our Terms Before You Open an Account

These Terms & Conditions set out the rules that govern your account on isitoto web — covering account creation, deposit handling via DANA, OVO, GoPay and QRIS, withdrawal…

Account eligibility rulesDANA, OVO, GoPay & QRIS deposit termsWithdrawal verification stepsAccount suspension policyDispute resolution process
isitoto web Read Our Terms Before You Open an Account
HUBUNGI TIM KAMI

Reach Us With Any Terms-Related Question

If any clause in these Terms & Conditions is unclear, our support team is available around the clock to walk you through your specific situation.

Live Chat Available 24 hours a day, seven days a week directly inside your account dashboard.
Email Support Send a detailed query to our policy team at [email protected].
WhatsApp Line Reach our Indonesian-language support agents via WhatsApp for fast clarification on deposit terms, QRIS…
TRANSPARANSI KEBIJAKAN

Switch to a Clearer Account Policy Experience

We handle your account data and transaction records according to strict internal retention policies.

Data Retention

Account and transaction records are retained for a minimum of five years from account closure. You may request a copy of your stored data by submitting a written request through the email channel during our standard support hours.

Cookie Policy

We use session and analytics cookies to maintain your account login state and measure page performance. You can manage cookie preferences through your browser settings at any time without affecting your ability to access the account wallet.

Account Security

Each account is protected by two-factor authentication, which you activate from the Security tab in your profile. Any login attempt from an unrecognised device triggers an email alert sent to your registered address within 60 seconds.

Transaction Records

Every DANA, OVO, GoPay and QRIS deposit generates a unique reference code stored in your transaction history. If a deposit does not appear within five minutes, share that reference code with our live chat team for immediate investigation.

Who to Contact for Changes

To request an amendment to your account details — such as a registered email address or phone number — submit a signed request via email. Changes are processed within 24 hours after identity verification is completed on our end.

Policy Update Notifications

When these Terms & Conditions are updated, we send a notification to your registered email address at least 48 hours before the changes take effect, so you have time to review and decide whether to continue using your account.

Browse Common Questions About Our Terms

These are the questions we receive most often about the Terms & Conditions on isitoto web. If your question is not answered here, open a live chat thread from your account dashboard and our team will provide a written clarification within minutes.

We send a notification to your registered email at least 48 hours before any update takes effect. If you continue using your account after the effective date, you are considered to have accepted the revised terms automatically.

Access to certain account features and services depends on local law applicable to your location. Where local law permits full access, all clauses apply in their entirety. For specific regional restrictions, contact us via live chat for a direct clarification.

Submit the transaction reference code from your DANA or OVO app through live chat or email. Our payment team reviews the log against our internal records and aims to resolve the dispute within 12 hours of receiving your reference details.

Accounts may be suspended if a breach of these terms is detected, such as duplicate account creation or fraudulent transaction patterns. You will receive an email explaining the reason, and you may appeal the decision through our support email within 14 days.

Send a written data request to our support email at [email protected]. Include your registered account name and email address. We process data access requests within five business days and deliver the records as a secure PDF attachment.

Withdrawal limits for GoPay and QRIS are set at the account level and displayed in your wallet settings before you submit a request. Your account tier and verification status determine the applicable daily ceiling; full details appear in the withdrawal section of your dashboard.

Contact our support team within 30 days of the disputed decision via email or live chat. Include your account ID, the date of the decision, and a brief explanation. Our policy team reviews appeals independently and responds within three business days.